Archive for November 2011
Health Insurance – High Deductible Vs High Monthly Premium
November 26, 2011 | 
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What is the one decision that influences most peoples’ choices
Posted in health insurance | 
Tags: Health Insurance, Health Insurance Bill, Insurance Plans | 
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Health Care Plan, Pros & Cons – What About the Constitution?
There is daily coverage of the 2009 Health Care Reform Bill pros and cons. The coverage is incessant and well it should be. It will change our lives. However, there is a fundamental question that is ignored, what about the Constitution?
Very recently, Speaker of the House Pelosi was asked by CNS News, “… where does the Constitution grant Congress the authority to enact an individual health insurance mandate?” Her response was, “Are you serious? Are you serious?” CNS News: “Yes, yes I am.”
Later, Pelosi’s press secretary went on record as saying, “That is not a serious question.” My question: “Asking for Constitutional clarification is not a serious question?”
I have another question just how many of our Senators and Representatives do you think have actually read the Health Reform Act? Yes, I think you are right. Not very many.
Regardless, it seems to me that it is not within Congress’ or President Obama’s authority to dictate to any citizen whether an individual must carry health insurance. How about you? How do you feel about it?
It is like automobile seat belt laws. I know that there is evidence to support the use of seat belts. Still, in my naive way of thinking, I cannot accept being fined for not wearing my seatbelt. There is no evidence that my not wearing a seatbelt will hurt any one else.
So then, this law, the seatbelt law, is a law for my own good. A law passed by those that know better for my own good. Whatever happened to my unalienable rights? I realize that those unalienable rights are not part of the Constitution but they are words on which this nation was founded (The Declaration of Independence).
Some would argue that enacting a Public Health Policy requiring health insurance under penalty of prosecution falls under the Congress’ Constitutional prerogative or right and duty “to promote the general welfare”. I agree.Promoting the general welfare is Congress’ obligation. However, it is not their prerogative, duty or right to dictate the general welfare. Promoting and dictating are two distinct words with completely different meanings.
Any law that would require a citizen to insure himself for his own protection under penalty of prosecution is not promoting. That is dictating. It is enforcement, not a suggestion.
Do not confuse the likes of auto liability insurance, which is an enforced law in most of the country, with a required health insurance mandate.
Liability insurance protects you from the consequences of someone else’s actions. If someone causes harm or damage to you or your property, you have recourse. Liability insurance protects you from someone else’s negligence not your own.
Requiring liability insurance is promoting the general welfare. That mandate protects you from others. Health insurance protects you for you. It does not protect you from someone else.
Requiring me or anyone else to have medical insurance under penalty of prosecution is just plain wrong.
Maybe we should also require mandatory life insurance, so that I can pay those exorbitant funeral costs. What do you think?
Self and Career Improvement through Corporate Massage Therapy
If there is one thing that people wish they could have more time to do, it is to relax and have some time for themselves – to have fun or just escape from the stressful environment in the office. With the stress that people get from work, there will come a time when they would set apart specific dates to go on leave and just recharge, relax, and refresh.
Time away from the office means money away from their pockets. If a person does not work, he or she does not get paid. Some companies offer paid vacation leaves to employees as part of their incentives. If this is the case, employees need not worry about the pay. This is one way of dealing with stress. However, this is not always the case.
Some people do not go to work due to stress-related illnesses. Although some companies offer sick leaves as part of their employee incentives, there is a limited number of days when an employee gets paid despite being away due to sickness. Some illnesses last longer than the others depending on the person’s ability to recover. Having unhealthy employees reflects the way companies care for their people. If a company really cares for their workers, the former will do their best to make sure that their staff are fit and healthy despite the high demands of the job.
One way of showing appreciation for all the employees’ hard work as both the company and its employees work together towards the success of the company is by availing the services of a corporate massage therapy. These massage sessions usually last from five to ten minutes. In some cases, it can be longer. This is a great way to relieve stress at the workplace and have a better working environment by having a happy and recharged workforce.
About the Author
The author loves the corporate massage therapy that is offered at her office. She also loves going to a spa salon to care for her hair, her body, and her fingers and toes as her means of relaxation.